Privacy Policy
By accessing this site you agree to the collection, use and dissemination
of your information. However, the collection, use, and dissemination of your information will
not entail being sold, rented, leased, traded or otherwise disclosed to any third parties
with only the following exception:
It will be forwarded to a single licensed agent or broker, to be known from this point
on as a 'Service Provider', who shall act in compliance with all applicable Federal, State,
and local laws governing lending/financial institutions.
E-MAILS - We do collect e-mail addresses as part of our services. However, we will not send
you any e-mails unless you have requested so; we do not utilize e-mail broadcasting without
your specific consent!
OTHER INFORMATION - We collect information related to site-traffic, page-views, and impressions.
We reserve all rights to promote or otherwise disclose such information PROVIDING THAT IT DOES
NOT PERSONALLY IDENTIFY YOU.
SECURITY - We take pro-active measures (including the the use of a 'secure' web site) to protect
your information from loss, misuse, or alteration by any unauthorized party.
TERMS OF USE - The submission of information does not constitute a contract. We reserve the right
to refuse service for any reason, including the submission of information that appears to be
incorrect, fictitious or fraudulent. The commercial use of this site and its contents with out
express written permission is strictly prohibited; This includes derivative use of this site
for any purpose outside of it's intent, including the gathering of data, use of any trademarked
or copyrighted materials, violations of intellectual property, the use of 'mining tools, etc.
All cases will be subject to applicable law.
Ascendant Financial is not liable for the actions or inactions of the Service Providers. We do make it our
goal, however, to connect you with respectable professionals for the commission of lending
services; We will respond immediately to all charges you may bring against a Service Provider
as we see fit.
You are solely liable for any information you upload or transmit to this site. You agree to
indemnify and hold harmless Ascendant Financial from any claim, action or demand, loss or damages
(including attorney's fees), made by any third party arising from or related to your conduct,
violation of site terms, or violation of the rights of the third party.
In no event is Ascendant Financial liable for any direct, indirect or consequential damages of any kind or
nature arising from your use of this site.
You expressly agree that use of this site is at your own risk and that you will use this site
in accordance with all state and federal laws of the United States, including it's counties
and municipalities. Ascendant Financial makes no guarantee or warranty in regards to the services provided.
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MORGAGE GLOSSARY
Amortization |
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Annual Percentage Rate - APR |
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Debt To Income Ratio |
Direct Lender |
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LTV |
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Truth in Lending |
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Yield Spread Premium |
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