This phrase specifically refers to equity being liquidated from a property beyond the sum of
the payoff of existing loans held in lien on the property, loan fees, costs associated with the loan,
taxes, insurance, tax reserves, insurance reserves, and in the past any other non-lien debt
held in the name of the owner being paid by loan proceeds.
Do You Really Need 4 Mortgage
Offers - or Just The Best Offer?
We don't sell your information to multiple brokerages and call it 'competition'
Experienced loan officers with complete knowledge of mortgage financing
No hassles or obligations - just great service!
One low offer that best suits your mortgage loan needs
Refinance? Purchasing? Home Equity Loan?
Fill out our online loan application and
'Take Command of Your Home Financing!'
Find Out How To Beat The Banks - Read Below For Details...
Before appying to refinance your home it is a good idea to determine property
Home Values in your neighborhood.
This will help you avoid potential surprises in terms of Loan to Value. To assist you in establishing
home values for listings
Orange County Real Estate it is recommended that you contact the Virtual Real Estate Group. These
highly trained professionals also realty
Riverside Real Estate
and can help find reputable agents outside of the area as well. If you are interested in buying
San Diego Real Estate listed
then the easiest thing to do is an online MLS search.
The lowest interest rates available today can be obtained by submitting your
California Mortgage Loan low rates
application with our brokerage. We offer a wide variety of lending programs for borrowers of all
credit types. People in Southern California have witnessed the leveling off of property values
through out properties
Los Angeles Real Estate mls and the surrounding counties. If you have bad credit and live on the
East coast you're advised to consider using this NINA
Florida Mortgage Broker cash out for low fixed rates. Individuals looking to buy
Chandler AZ Real Estate realty can
search online or contact a local Realtor.
Ask for a free
Morgage Refinance neg-am quote and have your approval within 60 minutes. Relieve stress and enjoy
some peace and relaxation by setting an masseuse
Orange County Massage therapy appointment. Investors looking to secure low commissions for e mini
Futures Broker trading can do
so with a quick visit to our futures website.
"The service was great and so was my rate!
There weren't any hassles at all - they listened
to my concerns, answered all of my questions,
plus I got a better rate than I expected."
What are the 'real' costs of my California Mortgage? This will help explain
exactly where your money is going -
and where it shouldn't be going...
Mortgage Programs Explained...
Fixed Rate Mortgage What does the term 'Fixed Rate' specifically mean and what are
the benefits of having a Fixed Rate Mortgage?
Balloon Mortgage What is a Balloon Mortgage? When would it make sense for you?
Adjustable Rate Mortgage Also known as ARM's or Variable Rate Mortgage. Explains advantages,
common terms; what is a Negative Amortization Mortgage (Neg-Am);
includes an 'Index Table' that explains Prime Rate, CODI, COFI, CMT, MTA, and LIBOR.
Home Equity Loan - 2nd Mortgage Explains the difference between a Home Equity Loan
(Home Equity Line of Credit or 'HELOC') and a 2nd Mortgage, as well as which may be best for you.
FHA - VA Mortgage Covers government sponsored programs and their benefits.
Includes FHA, VA, Cal Vet, as well as other state specific and local programs.
Documentation Options What are the differences between Full Documentation (full doc), Limited Documentation (Limited Doc or 'Lite Doc'), Stated Income and 'No Income No Asset' (NINA) programs?
