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or Just The Best Offer?
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financing
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and courtesy---it's about helping you make a powerful financial decision.
Loan Information
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income and prefer a 'Stated Income' option.
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For Home Refinance and Equity
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Current Loan Amount:
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For Purchases and
Prequalification
Amount Available for
Downpayment:
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amount of your total liquid assets (savings, 401k, stocks, etc):
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Find Out How To Beat The Banks -
Read Below For Details...
"The service was great and so was my rate!
There weren't any hassles at all - they listened
to my concerns, answered all of my questions,
plus I got a better rate than I expected."
What are the 'real' costs of my mortgage? This will help explain
exactly where your money is going - and where it shouldn't be going...
Mortgage Programs Explained...
Fixed Rate Mortgage What does the term 'Fixed Rate' specifically mean and what are
the benefits of having a Fixed Rate Mortgage?
Balloon Mortgage What is a Balloon Mortgage? When would it make sense for you?
Adjustable Rate Mortgage Also known as ARM's or Variable Rate Mortgages. Explains advantages,
common terms; what is a Negative Amortization Loan (Neg-Am); includes an 'Index Table'
that explains Prime Rate, CODI, COFI, CMT, MTA, and LIBOR.
Home Equity Loan - 2nd Mortgage Explains the difference between a Home Equity Loan
(Home Equity Line of Credit or 'HELOC') and a 2nd Loan, as well as which
may be best for you.
FHA - VA Mortgage Covers government sponsored programs and their benefits.
Includes FHA, VA, Cal Vet, as well as other state specific and local programs.
Documentation Options What are the differences between Full Documentation
(full doc), Limited Documentation (Limited Doc or 'Lite Doc'),
Stated Income and 'No Income No Asset' (NINA) programs?